new jersey bankruptcy court resources
The NJ Bankruptcy Court’s website offers a wide range of free, official resources to help individuals understand the bankruptcy process and prepare for filing, including essential bankruptcy document preparation. Visitors can find clear explanations of Chapter 7 and Chapter 13 bankruptcy, along with basic overviews, instructional videos, and step-by-step guidance on what happens before and after a case is filed.
The site provides checklists of required documents, information on how to file electronically, and guidance on court fees and payment options, such as installment payments and fee waivers. It also lists approved credit counseling agencies, which are necessary before filing, and publishes median income data used to determine bankruptcy eligibility.
For those facing urgent issues, like foreclosure, the court offers foreclosure prevention resources and consumer assistance guides tailored to both Chapter 7 and Chapter 13 filers. Visitors can access exemption information that explains what property may be protected, along with legal glossaries and educational materials designed for non-lawyers.
Additionally, the website assists users in finding the correct courthouse by county, locating legal aid and attorney referral resources, and understanding their options for obtaining legal representation. While these self-help filing services are beneficial for general education, they do not replace the advice of an experienced bankruptcy attorney who can provide guidance specific to your situation.